Plan Smarter with
Interactive Calculators

Accurate, India-specific financial planning tools. Move the sliders, enter your numbers, and see your financial future take shape instantly. From classic SIP to Step-Up SIP, retirement, and insurance gap analysis.

SIP (Systematic Investment Plan) Calculator

Compute the future value of your monthly mutual fund investments with compounding returns.

₹5,000
₹500₹2,00,000
12%
4%30%
15 yrs
1 yr40 yrs
Total Invested
₹9,00,000
Future Value
₹50,45,760
Wealth Gained
₹41,45,760
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*Returns are illustrative. Mutual fund investments are subject to market risks.

Wealth Accumulation Over Time
Total Value Amount Invested

Step-Up SIP Calculator

As your income grows, your SIP should too. Calculate the wealth difference when you increase your SIP each year — the most powerful wealth multiplier most investors miss.

₹10,000
₹500₹2,00,000
10%
0%25%
12%
4%30%
20 yrs
1 yr40 yrs
Total Invested
₹68,73,000
Future Value
₹2.34 Cr
Extra Wealth vs. Flat SIP
+ ₹84.5 L
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*Step-up assumes you increase your monthly SIP by the chosen % every 12 months. Results illustrative.

Step-Up SIP vs. Flat SIP — Wealth Accumulation
Step-Up SIP Flat SIP (no step-up)

Retirement Planning Calculator

Find out exactly how much you need to save monthly to retire on your own terms — adjusted for inflation.

30 yrs
60 yrs
₹50,000
6%
12%
Required Monthly Savings
₹12,450
Retirement Corpus Needed
₹3.2 Cr
Inflation-Adj. Monthly Need
₹2,87,175
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*Assumes 25 years post-retirement. Results are indicative only.

Corpus Build-up vs. Retirement Need
Projected Corpus Required Corpus

Insurance Gap Analyzer

Assess your life insurance need based on income, liabilities, family structure, AND your existing liquid assets — because assets reduce how much cover you actually need.

₹12,00,000
₹3L₹1 Cr
₹25,00,000
₹0₹5 Cr
3
20 yrs
₹15,00,000
₹0₹10 Cr
₹50,00,000
₹0₹10 Cr
Recommended Cover
Existing Cover
₹50 L
Coverage Gap
₹2.04 Cr Under-insured
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*Calculated using HLV + Liability − Liquid Assets method. Consult an advisor for a comprehensive review.

Your Insurance Coverage Breakdown
Existing Cover Gap (Under-insured)
Numbers tell one story. We tell the rest.

Calculators give estimates. We help you build the actual plan.

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